This varies by lender, as well as the loan amount requested. 

Typical documents requested are:

  • Identification (a state ID will usually suffice)
  • Proof of income
  • Contact information (telephone and address)
  • Most recent tax returns (some lenders may ask for more than one year)
  • Proof of assets that relate to ability to pay, such as a 401(k) or other investment assets
  • Information regarding all of your bank and credit accounts
  • Employer contact information

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